Agents

Michael S. Mikkola, CIC
Principal
mike@tervoagency.com [e-mail]

Customer Service Representatives

Irene Hendrickson

Chris Loukus

Carol Hermann
carol@tervoagency.com [e-mail]

Janice Pedersen
janice@tervoagency.com [e-mail]

Our office is conveniently located in 
downtown Hancock.