906.482.0080
906.482 9634 [fax]

For general inquiries please e-mail:
info@tervoagency.com

Agents

Michael S. Mikkola, CIC
President
mike@tervoagency.com [e-mail]

Robert W. Frantti, CPCU
Vice President
bob@tervoagency.com [e-mail]

Client Service Representatives

Chris Loukus
christine@tervoagency.com [e-mail]

Carol Hermann
carol@tervoagency.com [e-mail]

Nicky Outinen
nicky@tervoagency.com [e-mail]

Our office is conveniently located in 
downtown Hancock.