906.482.0080
906.482 9634 [fax]

For general inquiries please e-mail:
info@tervoagency.com

Agents

Michael S. Mikkola, CIC
President
mike@tervoagency.com

Robert W. Frantti, CPCU
Vice President
bob@tervoagency.com

Jack A. Frantti, Agent
PO Box 2291
Brighton, Michigan 48116
248.504.7095
jack@tervoagency.com

Client Service Representatives

Chris Loukus
christine@tervoagency.com [e-mail]

Carol Hermann
carol@tervoagency.com [e-mail]

Nicky Outinen
nicky@tervoagency.com [e-mail]

Our office is conveniently located in 
downtown Hancock.